Privacy Policy

Effective Date: August 26, 2025
Last Updated: August 26, 2025

MCF Consulting, LLC ("we," "our," or "us") respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit or use our website https://matchgrant.ai, applications, and related services (the "Service").

If you do not agree with this policy, please discontinue use of our Service.

We may update this Privacy Policy from time to time. If we make material changes, we will notify you by posting an updated version with a revised “Last Updated” date. In certain cases, we may also provide direct notice (e.g., email or pop-up notice).

1. Information We Collect
We may collect the following categories of personal data:
Identifiers: Name, email, phone number, mailing address, account details.
Financial information: Payment details (processed securely via Stripe – we do not store full payment card details).
Technical data: IP address, browser type, device identifiers, usage data, cookies.
User-generated content: Testimonials, comments, feedback.
Marketing data: Preferences for receiving marketing materials, engagement with campaigns.We collect information directly from you (e.g., registration, payments, support requests) and indirectly (e.g., cookies, analytics, advertising).

2. Purpose of Processing
We process your information for the following purposes:
- Provide, maintain, and improve the Service.
- Create and manage user accounts.
- Process and fulfill payments and transactions.
- Deliver marketing and promotional communications (with your consent where required).
- Personalize content and advertising.
- Collect and publish testimonials (with consent).
- Respond to inquiries and provide support.
- Ensure security, fraud prevention, and legal compliance.
- Enforce our Terms & Conditions and resolve disputes.

3. Legal Basis for Processing (GDPR)
If you are located in the European Union we only process your personal data where we have a valid legal basis, such as:
Consent (e.g., marketing emails, cookies).
Contractual necessity (e.g., to provide services).
Legal obligations (e.g., tax, regulatory compliance).
Legitimate interests (e.g., analytics, improving services, preventing fraud).

4. Sharing of Information
We may share your data with:
Service providers (e.g., Stripe for payments, analytics providers, hosting partners).
Advertising and marketing partners (with consent where required).
Legal authorities (when required by law or to protect our rights).
Business transfers (in the event of a merger, acquisition, or asset sale).We do not sell your personal information for money.

For California residents, we may "share" data for targeted advertising as defined under CPRA. You can opt out at any time (see Section 8).

5. International Data Transfers
Your information may be transferred and processed outside your country of residence, including in the United States. Where required, we implement appropriate safeguards (such as Standard Contractual Clauses for EU users).

6. Data Retention
We retain personal data only for as long as necessary:
Active account: As long as your account is active.
After termination: Between 90 days and 2 years, unless required longer for legal, tax, or security purposes.
Marketing data: Until you withdraw consent or opt out.

7. Your Privacy Rights
Depending on your location, you may have the right to:
- Access your personal data.
- Correct or update inaccurate information.
- Request deletion of your data.
- Restrict or object to processing.
- Withdraw consent at any time.
- Receive a copy of your data (data portability).
- Opt out of marketing and targeted advertising.
- Lodge a complaint with your local data protection authority.

To exercise your rights, you can contact your Data Protection Officer (see Section 11). We may require verification of your identity.

8. Cookies and Tracking Technologies
We use cookies and similar technologies for functionality, analytics, and advertising. You can manage your preferences through:
- Our cookie consent banner (shown on first visit and available anytime).
- Your browser settings (to block or delete cookies).
- Opt-out mechanisms for targeted advertising (e.g., YourAdChoices, GDPR consent manager).

9. Children’s Privacy
Our Service is not directed to children under 16 (or under 13 in the U.S.). We do not knowingly collect personal information from children. If we become aware, we will delete it immediately.

10. Security
We use reasonable technical, organizational, and administrative safeguards to protect your data. However, no method of transmission or storage is 100% secure. You use the Service at your own risk.

11. Contact & Data Protection Officer
If you have questions, requests, or concerns about your data, contact:

MatchGrant Data Protection Officer (DPO)
MCF Consulting, LLC
1099 PO Box 32004-1099 Ponte Vedra Beach, Florida, United States
Email: success@matchgrant.ai

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